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| 文章编号：1672-3104(2005)04-0355-08 |
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对我国银行业资本充足监管法则的反思与建议 |
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黎四奇 |
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（湖南大学法学院,湖南长沙, 410082） |
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| 摘 要： 资本充足监管是防范与化解金融风险的一种重要制度。虽然这一法则在我国日益受到关注,银监会也对相关的法律规则进行了整合;然而,规则与中国金融业的本土资源性存有断层,同时与当今的资本充足监管规则之创新也存在脱节。因此,客观而公正地对我国银行业的资本充足监管法则进行反思具有重大的现实性意义。 |
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| 关键词： 银行业;资本充足监管;法则创新 |
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On Chinese capital adequacy supervision for banking |
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LI Si-qi |
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（School of Law, Hunan University, Changsha 410011, China） |
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| Abstract: Capital adequacy supervision is a very important system for financial risk protection. Though this rule has been paid great attention to by the Chinese financial supervisors, and meanwhile the Banking Supervisory Committee has codified the relevant legal rules, there lies a serious disharmony for the Chinese native financial resources. Furthermore, there lies a long distance from the innovation of international capital adequacy supervision. Therefore, it is of great practical significance to objectively and justly reconsider the related capital supervision rules for Chinese banking. |
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Key words: banking; capital adequacy supervision; financial risk protection |
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