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中南大学学报(社会科学版)
ZHONGNAN DAXUE XUEBAO(SHEHUI KEXUE BAN)

2019年03月第25卷第2期
   
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文章编号:1672-3104(2019)02-0028-11
 
我国债务委外催收存在的问题与解构
 
黎四奇
 
(湖南大学法学院,湖南长沙,410082)
 
摘  要: 文明意味着理性、和平、妥协与公正。虽然欠债不还是对社会诚信的背离,是对市场交易安全的极大挑战,是对社会秩序和谐的严重破坏,但是无论如何,文明的法律绝对不能容忍对一种合法利益的维护是以侵犯另一种利益的方式为代价。同理,债务委外催收人权益的实现也不得以侵害债务人的权利为前提。各种野蛮的催收不仅是对人类已有文明与底线的侵蚀,而且安全感的缺失也直接导致社会秩序的撕裂与人际关系的紧张。因此,催收法治化与专业化是法律文明与市场有序发展的必然要求。
 
关键词: 债务委外催收;公平性;利益平衡
 
 
Problems & possible solutions about Chinese debt collection by deputy
 
LI Siqi
 
(School of Law, Hunan University, Changsha 410082, China)
 
Abstract: Civilization means rationalization, peace, compromise and justice. Though non-performance of debt is a big threat and challenge to the society and market, but whatever, law can never tolerate a legal interest realized by means of an illegal way. Similarly, debt collector by deputy can only realize his interest on condition that the debtor should not be harmed. Various barbarian collections erode the existing civilization and base line of the humankind. Besides, the lack of safety directly leads to confusion of social order and tension of interpersonal relation. Therefore, it is of great necessity to legalize and specialize in debt collection.
 
Key words: debt collection; justice; balance of interest
 
 
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