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| 文章编号：1672-3104(2004)06-0057-06 |
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我国银企关系问题的制度分析 |
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佘斌 |
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（华中科技大学管理学院,湖北武汉, 430074） |
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| 摘 要： 我国银企关系面临着诸多问题,其实质是制度缺失,突出表现为银企关系制度化过程进展缓慢、借鉴来的日本主办银行制与本土不适应、制度环境建设严重滞后等。解决这一问题的根本出路在于制度创新,其主要思路为:国家赋权,政企分开;银行主导,分业经营;主行监控,相机治理。 |
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| 关键词： 银企关系;银企关系制度;制度缺失;制度创新 |
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Institutional analysis of bank-industry relationship in China |
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SHE Bin |
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（School of Management, Huazhong University of Science & Technology, Wuhan 430074, China)
Abstract:From the perspective of the country: the state-owned commercial banks and the stated-owned enterprises respectively, this article reveals the Bank-Industry relationship problem and further analyzes the institutional causes. The article argues that the root problem is institutional absence, which lies in the slow formation process of the institution for Bank-Industry relationship, the inapplicability of the Japanese Main Bank System used for reference and the severe lag of the construction of the institutional environment. The article concludes that the solution to the problem is the institutional innovation and poresents the preliminary framework of the new institutional system.） |
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| Abstract: From the perspective of the country: the state-owned commercial banks and the stated-owned enterprises respectively, this article reveals the Bank-Industry relationship problem and further analyzes the institutional causes. The article argues that the root problem is institutional absence, which lies in the slow formation process of the institution for Bank-Industry relationship, the inapplicability of the Japanese Main Bank System used for reference and the severe lag of the construction of the institutional environment. The article concludes that the solution to the problem is the institutional innovation and poresents the preliminary framework of the new institutional system. |
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Key words: Bank-Industry relationship; institution for Bank-Industry relationship; institutional absence;institutional innovation |
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